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Story of the day
When it comes to mortgages: one big tip: check all the banks and don't hesitate to put them up to each other...
I went from 4.43, to 4.30, to 4.22 and the last offer received is 4.15!
Update: 4,14 by another bank.
Can tell you the difference in paying is huge!
I saved already like 20 euro a month, just by bargaining. (And not signing too soon)
(Last March the absolute bottom was 3.80 or something like that, so my aim is to go to 4.00 ;P )
For those interested: my 'schuldsaldoverzekering' dropped from the general 3200 euro at the most known banks to 1400 euro (still in the same banks)
So they are really capable of dropping prices!
Biggest disappointment until now is unfortunately Immotheker. But maybe my case is too easy to make something good out of it. I mean: it is probably in situations like 'living together but not being married and yet want to buy something together' the whole matter is much more complicated and fiscal advantages are to be sought.
As for the mortgages: ask around, talk to everybody, even if they are sick and tired to hear about it. Everybody know a story of someone who got a good price, and check them out.
If it saves you 30 euro a month during the next 25 years, I think it is worth it...
You have 4 months to find a good loan, use it.
Useful links:
standaard economie
Technorati Tags: amazing, mortgage
Posted on September 5, 2006
in Living in Belgium
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Comments (1)

Comments
Thankx for the tip.
If they only could drop de prices of the houses… that would be even better ;)
cu
Posted by Pixelman | September 5, 2006 7:04 PMH.